Welcome to the forum.
This is a tough one!
It wasn't a bank or a pub, because it would have been marked as such on the OS maps.
Way back as far as the 1940s, it was an opticians (but it wasn't built as such).
Kings the opticians still have part of the building.
Until a couple of years ago they had all the ground floor.
I thought the building might be Edwardian, but Joseph Sharples mentions it in passing (page 180) and says "possibly 1880s".
There is a Liver Bird in one of the panels.
It needs more investigation.
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